Tag: small

Small Furniture Donations – Schedule A Pickup #how #long #does #hair #have #to #be

#furniture donations

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AMERICA’S BEST DONATION PICKUP PROGRAM

SMALL FURNITURE DONATIONS

If you still have furniture left after a garage sale, send them to a new home by scheduling a donation pick up through Pick Up Please. Proceeds support the Vietnam Veterans of America. Small furniture, which can be inconvenient to transport to a recycling center, can be placed on the curb for our drivers to pick up on the scheduled day. Your furniture donation can make your life easier AND make a big difference in the life of someone else.

Just click the Schedule a Pickup button below.

Furniture Donations Help US Veterans

Pick Up Please accepts the following kinds of small furniture for donation:

  • Office chairs
  • Nightstands
  • Headboards
  • Mirrors
  • Small filing cabinets
  • Garage sale leftovers

Three Simple Steps to Donate

STEP ONE:

Schedule a donation pickup online

STEP TWO:

Leave clearly labeled bags or boxes of your donated items outside your house on the designated day


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Fueled by Small Donations, Donald Trump Makes Up Major Financial Ground #donate #a #timeshare


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The New York Times

Fueled by Small Donations, Donald Trump Makes Up Major Financial Ground

By NICHOLAS CONFESSORE and NICK CORASANITI

August 3, 2016

Donald J. Trump all but erased his enormous fund-raising disadvantage against Hillary Clinton in the span of just two months, according to figures released by his campaign on Wednesday, converting the passion of his core followers into a flood of small donations on a scale rarely seen in national politics.

Mr. Trump and the Republican National Committee raised $64 million through a joint digital and mail effort in July, according to his campaign, the bulk of it from small donations. All told, Mr. Trump and his party brought in $82 million last month, only slightly behind Mrs. Clinton ’s $90 million, and ended with $74 million on hand, suggesting he might now have the resources to compete with Mrs. Clinton in the closing stretch of the campaign.

“She’s been doing this for 20 years,” said Steven Mnuchin, a New York investor who is Mr. Trump’s finance chairman. “We’ve been doing it for two months.” More than two-thirds of the $64 million had come online, Mr. Mnuchin said.

The new figures indicate a major shift in Mr. Trump’s campaign, which until recent months was largely funded by hat and T-shirt sales and by Mr. Trump’s wallet. And they suggest that Mr. Trump has the potential to be the first Republican nominee whose campaign could be financed chiefly by grass-roots supporters pitching in $10 or $25 apiece, echoing the success of Senator Bernie Sanders of Vermont during the Democratic primary.

Interactive Feature | Unfiltered: Voices From Trump’s Crowd

The numbers released by the Trump campaign Wednesday are preliminary; official figures — including money spent on direct mail, which is typically expensive, and a precise breakdown of total cash raised in small increments — will become available when Mr. Trump and Mrs. Clinton file formal reports with the Federal Election Commission this month.

Moreover, Mr. Trump’s surge is coming very late in the campaign, at a point where advertising rates climb and the chance to invest in a long-term digital and campaign infrastructure is long past.

And Mrs. Clinton’s own fund-raising operation is rapidly expanding as well. In a Twitter post on Wednesday. a spokesman for Mrs. Clinton said that her campaign and a joint fund-raising operation with the Democratic National Committee had $102 million on hand, not including cash held directly by the party.

But Mr. Trump’s announcement suggests that after months of dithering and false starts. he has begun to exploit an opportunity: marrying his powerful credibility among grass-roots Republicans with targeted small-donor fund-raising, particularly online, where Mr. Trump’s website features buttons soliciting $50, $25 and even $10 contributions.

At the end of May, Mr. Trump reported barely more than $1.3 million in cash, alarming Republicans, who feared a financial rout by Mrs. Clinton.

Interactive Feature | 2016 Election Polls

Mitt Romney, the party’s 2012 nominee and a wealthy man in his own right, was never able to stoke intense enthusiasm among small donors and relied disproportionately on big ones. During July of that year, for example, Mr. Romney and the Republican National Committee reported raising a total of just $19 million from contributions of less than $200.

Mr. Trump was able to ramp up quickly in part through a digital operation set up by the R.N.C. since that campaign. Even before Mr. Trump was the nominee, the party built out its email list and tested ways of targeting small donors.

With that in place, party officials unleashed a pent-up desire by rank-and-file Republicans to donate to a candidate who has bluntly attacked lobbyists and big donors. While Mr. Trump accepted online donations during the primary season, he did not send out an email solicitation until late June — which brought in $3 million alone, an indication of the well of money available to him.

The campaign has also raised money by promising to match small donations out of Mr. Trump’s pocket, a tactic available only to wealthy candidates.

“There was always that potential, but you didn’t have candidates who were as uniquely positioned in the same way that Trump is,” said Patrick Ruffini, a Republican strategist who ran digital fund-raising at the Republican National Committee under President George W. Bush.

Video Donald J. Trump, the Republican presidential nominee, gave a bullish assessment of his campaign on Wednesday in Daytona Beach, Fla.

But Mr. Trump’s surge also emphasizes the complication for Republicans in having him at the head of their party. He is relying more on small-donor fund-raising in part because he has faced opposition from some of the party’s biggest patrons, such as Meg Whitman, a California business executive, who said Monday that she was so disgusted with Mr. Trump that she would vote for Mrs. Clinton.

To bolster his low-dollar fund-raising, Mr. Trump and his team are now working to assuage the broader pool of affluent Republican donors and fund-raisers. In recent weeks, Mr. Trump has laid off his criticisms of the party’s donor class and scheduled an array of formal fund-raising events for Republican donors in money centers like Florida and New York.

Moreover, even as his name and followers are helping fund Republican get-out-the-vote efforts around the country, Mr. Trump is feuding with the party’s senior leadership, pointedly refusing to endorse prominent Republicans facing Trump-inspired primary opponents, such as the one challenging Representative Paul D. Ryan of Wisconsin, the House speaker.

And it is the Republican National Committee that is providing much of the technical expertise that has allowed Mr. Trump to quickly increase his low-dollar fund-raising, some Republican officials said.

Even as relations fray between Mr. Trump and some fellow Republicans, the party and Mr. Trump each needs the other. And Mr. Trump, as the nominee and the fund-raising tent pole for the party, may have the upper hand.

“Under normal circumstances, the party would have money as leverage,” Mr. Ruffini said. “They could cut off fund-raising to a candidate who misbehaves. And that leverage has been taken completely away.”


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Small and local charities up for – 1, 250 cash prize in Britain’s Best

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Small and local charities up for 1,250 cash prize in Britain’s Best Volunteer award 2014

Markel UK, the specialist charity insurer and Small Charities Coalition, the support organisation for small charities, have come together to launch the Britain’s Best Volunteer award, to reward those who volunteer their time to help small, local charities, community groups and not-for-profit organisations.

The UK public will be given the opportunity to nominate a volunteer who they think best deserves the award. Nominations will be judged against a range of criteria including how long they have volunteered for; if they have overcome personal challenges; how their work has inspired others; and the impact their work has had on their charity.

The winner of the award will receive £1,250 for the charity or charities of their choice and a personal prize of a holiday voucher worth £1,000. Runners up will receive £250 for a charity of their choice and a personal prize of an iPad mini.

From today members of the public will be able to make their nominations online at https://www.markeluk.com/britains-best-volunteer/nominate-vote. which will remain open until February 21.

Following the nomination stage, a judging panel of Alex Swallow, CEO of Small Charities Coalition, Michael Scott, Investing in Volunteers Manager of NCVO, the largest umbrella body for the voluntary and community sector, and Andy Partington, Director of Markel UK, will select a shortlist of finalists who will be eligible to win the Britain’s Best Volunteer award. Members of the public will then be able to vote online for their favourite finalist from March 3 to March 21.

Nominees must be over 18 and must be volunteers for a charity or community group with an income of less than £1m. Volunteers may hold any position within the organisation providing they are unpaid.

Andy Partington, from Markel UK said: “Whilst the spotlight is often on the larger, national charitable organisations, those involved with smaller charities within their own communities make a tremendous impact. We wanted to give people the chance to celebrate the outstanding and dedicated work that so many people give to the smaller, local charities, as well as giving the winner something to enjoy and their organisation some financial support. The finalists will also have the opportunity to talk about what they and their charity do, and that should help in their visibility and their fundraising.”

Alex Swallow at Small Charities Coalition added: “The great work of smaller charities can often slip under the radar. It’s thanks to volunteers all over the UK that these smaller charities and organisations can continue to thrive, so we wanted to highlight and recognise the efforts of these outstanding individuals.”

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Green Hosting, top web hosting companies for small businesses.#Top #web #hosting #companies #for #small

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Green Hosting

Searching for a green web hosting provider can be tedious. Often times, you will find yourself lost in an endless pool of results with thousands of different offers and features. Here at Green Hosting, we offer you a quick and simple way to compare the latest green hosting providers. Listed below are the latest reviews on the top companies that offer an alternative and environmentally friendly way of providing web hosting services. Our reviews come from real customers who offer their experiences on the benefits, awards, and features they had experienced with these companies.

Featured Host: Apollo Hosting

Top web hosting companies for small businesses

Top web hosting companies for small businesses

Hostmonster.com

Click the below banner for $3.95 per month pricing! One of the most revolutionary technologies mankind has developed has been the World Wide Web. Even just a few decades ago, the world was a more isolated place in which only the largest corporations and governments conducted business with groups around the globe. The development of the internet revolutionized economics around the world and gave rise to the idea

Top web hosting companies for small businesses

Top web hosting companies for small businesses

Bluehost.com: Go Green with Bluehost

Click the below banner for $4.95 per month pricing! As people around the world become more and more aware of the impact they are having on their host planet, more efforts are being taken to preserve natural resources and protect the planet for use by future generations. The world faces many ecological problems that were centuries in the making, and while it may seem like a solution is

Top web hosting companies for small businesses

Top web hosting companies for small businesses

Supergreenhosting.com: Several Awards for Green Services

When choosing a web hosting provider, the number of options can seem endless. Super Green Hosting is the perfect choice for an environmentally aware business. Supergreenhosting.com offers a wide selection of eco-friendly and economical hosting providers. These providers are all wind or solar powered, and many are also carbon neutral. The website is dedicated to providing an environmentally responsible service that features low prices and several incentives. Some

Top web hosting companies for small businesses

Top web hosting companies for small businesses

iPage.com: A Leader in Web Hosting

iPage.com is an internet or web hosting service that provides individuals or businesses with the opportunity to share their website using the world wide web. iPage is considered a shared web hosting service, which means that a website will be placed on the same server as many other websites. The website hosted through iPage will share a collective group of hardware resources, which enables websites hosted through iPage

Top web hosting companies for small businesses

Top web hosting companies for small businesses

HostPapa.com: Leading the Charge in Sustainable Business Practices

As the energy demands of the world s population increase, environmental groups around the world are pressing governments and businesses to consider more sustainable business practices. With 80% of greenhouse gas emissions in the United States resulting from the production of energy, and corporations accounting for 50% of that energy consumption; HostPapa.com is leading the change to get corporations on board the green energy train by providing web hosting

Top web hosting companies for small businesses

Top web hosting companies for small businesses

Fatcow.com: A Small Businesses Best Friend

The internet is a constantly expanding world where anyone can create their own website based on personal or business use. As a result, there are numerous companies that have been created to provide web hosting services to millions of websites across the World Wide Web. Fatcow.com has become one of the leaders in the industry to provide internet web hosting services. As times have changed, Fatcow.com has taken

Top web hosting companies for small businesses

Top web hosting companies for small businesses

Greengeeks.com: Offering Reliability

As computers and the Internet become more and more prevalent in to our daily lives, the carbon footprint the World Wide Web leaves behind is also starting to spread. From large corporations to small home businesses needing website hosting and all the services and support that come along with it, the web hosting industry is beginning to think green. Greengeeks.com is leading the charge in providing not only

Top web hosting companies for small businesses

Top web hosting companies for small businesses


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Business Plan, Business Plan Templates, Business Plan Samples #business #plans, #center #business, #b #plans,

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Business Plan

A Business Plan is crucial for starting and running your business successfully. Sound business plans can help you get a loan, keep you on track toward your goals, and provide a reference for benchmarking, reviewing results and making adjustments in your business. Don t forget to check out the great free or low-cost training opportunities, plus free professional business counseling, from your local Small Business Development Center !

Get Your Free Business Plan from our alphabetized business plan list below!

How to Write a Business Plan

Where to Find a Business Plan

  • Growthink.com If you need help developing your plan, please consider Growthink s writers or its simple templates for business plans
  • Bplans.com Bplans.com contains the largest single collection of free sample business plans online, according to them. In addition to that, it has helpful tools and know-how for managing your business. Bplans.com includes practical advice on planning, interactive tools, and a panel of experts who have answered more than 1,400 questions from people like you.
  • Cayenne Consulting good resource for business entrepreneurs including a start-up valuation calculator, resource directory, and a very popular blog for entrepreneurs.
  • VFinance View hundreds of real business plans in pdf format.
  • Business Owners Toolkit Sample business plans and information on how to create a plan.
  • PlanWare Business Planning software and information.
  • Virtual Business Plan Walk through the design of a business plan.
  • SBA Business Planning Guide Careful business planning is fundamental to success. The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle.
  • Small Business Advancement Center
  • Sample Business Plan General Business planning guide created by the Canadian Business Service Center.
  • Business Plans Index A subject guide to sample business plans and profiles for specific business types from Carnegie Library of Pittsburgh.

Business Plan Templates an Alphabetized List

Clicking on each of the templates below will open up a draft for your business that can help you get started. The vast majority of our Sample Business Plans Come from Palo Alto Software, the Makers of Business Plan Pro. whose generosity helps make it possible for you to receive free small business advice and counseling from your local small business development center.


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Small Business Association, NFIB, small business management course.#Small #business #management #course


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National Federation

of Independent Business

Small business management course

NFIB Stands with Small Businesses Affected by Harvey

Small business management course

Tell Congress

Unleash the small business economy by repairing and simplifying the tax code.

  • Small business management course

    4 Reasons to Consult an Attorney in Your First 90 Days of Business

  • Small business management course

    NFIB/Pennsylvania Member Responds to Texas Hurricane Harvey Emergency

    Charter bus company owner and NFIB member John Bailey worked with other Pennsylvania small business owners to send disaster relief to the area affected by Hurricane Harvey and the Houston flooding.

  • Small business management course

    Is Pay Transparency a Good or a Bad Idea for Small Businesses?

  • Small business management course

    How Small Business Can Help in Hurricane Harvey Recovery

    America’s Leading

    Join a group of 325,000 like-minded business owners on a mission to fight for your right to own, operate, and grow your business.

    Top Small Business News Research

    Small business management course

    4 Reasons to Consult an Attorney in Your First 90 Days of Business

    Small business management course

    8 Times Your Business Can Benefit from an Equipment Loan

    Small business management course

    NFIB/Pennsylvania Member Responds to Texas Hurricane Harvey Emergency

    Small business management course

    Is Pay Transparency a Good or a Bad Idea for Small Businesses?

    Small business management course

    How Small Business Can Help in Hurricane Harvey Recovery

    Small business management course

    Record Regulatory Low Hit in First 6 Months of 2017

    NFIB is America s leading small business association, promoting and protecting the right of our members to own, operate, and grow their businesses. If you re an independent business owner, join NFIB today to enjoy exclusive member discounts, business networking opportunities in your local area, free HR support for your business and much more!

    Check out NFIB s free online business resources, read about our latest advocacy efforts and discover how NFIB is working to protect the rights of small business owners coast to coast. Each day, we publish brand-new business resources to help you succeed and grow your business, including tips for business success, information on how the newest laws affect you, innovative business ideas and more.

    To learn more about NFIB membership or join our network of entrepreneurs (325,000 and growing!), call us today at 1-800-634-2669.

    Small business management course

    Get to know NFIB

    NFIB is America’s leading small business association, promoting and protecting the right of our members to own, operate, and grow their business

    Small business management course

    Or call us today

    Learn, Grow Operate a Better Business

    NFIB works with trusted providers to offer you quality business products and services that save you time and, in many cases, money.

    Small business management course Small business management course Small business management course


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  • How to Find Investors for a Small Business (with Pictures) #find #small #business #loans


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    How to Find Investors for a Small Business

    If you want to start a small business or expand an existing one, then you’ll need to find money. One option is to bring on investors. There are many potential investors out there. However, you need to identify which ones will invest in your business and then put together a compelling presentation. When you meet with investors, remember to answer questions with confidence.

    Steps Edit

    Part One of Three:
    Identifying Potential Investors Edit

    Ask small business groups. You might not know where to begin. It’s probably best to start close to home. Meet with other small business owners or stop into your local Chamber of Commerce. Ask if they know of investors for your business. [1]

    Contact the Small Business Administration (SBA). In the U.S. the Small Business Investment Company (SBIC) program helps small businesses find investors. Over $21 billion of capital has been channeled through this program. Each SBIC is privately owned. However, they are licensed and regulated by the SBA.

    • You can find the SBIC directory here: https://www.sba.gov/sbic/financing-your-small-business/directory-sbic-licensees .
    • For purposes of the SBIC program, a small business generally has a net worth of less than $18 million and net income of $6 million or less. Furthermore, some business are prohibited from participating in the program. [2]

    Find a local incubator or accelerator. These organizations help start-ups turn their ideas into a real business, and they provide funding as well. You can find an incubator or accelerator near you by using the National Business Incubation Association’s directory listing. [3]

    • Generally, incubators help start-ups or new businesses, while accelerators help already-established businesses grow faster. [4]
    • Incubators might not provide investments directly. However, they can help connect you to potential investors.

    Look at online crowdfunding. You can reach investors worldwide by using an online crowdfunding site, such as Equity.net. These websites give you access to hundreds of investors who can help you finalize your business plan and grow your business. [5]

    Remember family and friends. People who know you might invest in your business, especially since they can see your drive and determination. Remember to approach them as you would any other investor.

    • Friends and family will want some return on their investment, just like other investors. However, you might be more flexible in what you can offer. For example, instead of making them part-owners, you might want to provide them with free goods or services in return. [6]
    • You also should think about asking people you know for a loan instead of for an investment. With a loan, you don’t have to give up any ownership in your business. Also, if your business fails, you can wipe out a loan in bankruptcy.

    Hire a business capital broker. These brokers have networks of potential investors that they can contact. [7] You can find a business capital broker online or by talking to other businesses that might have used a broker.

    Consider if venture capital is right for you. Venture capital is a term used to describe a variety of investors, including private equity firms, venture capital firms, and angel investors. Although different, they share similarities: [8]

    • They take big risks for potential big financial rewards. Accordingly, venture capital usually invests in industries with large growth potential, such as technology or biomedicine. Very few businesses qualify for venture capital financing. [9]
    • They are actively involved in your business. For example, they will probably demand a seat on your board in exchange for investment capital. However, they often are experienced in your industry and can help you grow.
    • They have a longer investment horizon than other forms of financing.

    Find venture capital investors. Look online at websites such as Angel Capital Association, Angel Investment Network, and Funded.com. [10] Investors use these sites to find businesses to invest in.

    • The Angel Capital Association has a directory listing accredited investors. You can search by region or state. [11] Links are provided so that you can visit the investor’s website to learn more about them.

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    How to Qualify for a Small-Business Loan in 5 Steps #qualifying #for #a #small

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    How to Qualify for a Small-Business Loan in 5 Steps

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    Qualifying for a small-business loan is easier when you’re prepared. Below is a to-do list that will help you qualify for the cash you need to grow your business.

    Whether you end up applying for an SBA loan through a bank or opt for an online small-business loan, you should be familiar with the requirements of each lender. Knowing whether you meet its criteria before you apply will save you time and frustration.

    How to qualify for a small-business loan

    1. BUILD personal and business credit scores

    Your personal credit score ranges from 300 to 850 (the higher, the better), and evaluates your ability to repay your personal debts, such as credit cards, car loans and a mortgage. The FICO score, commonly used in lending decisions, is based on five factors: your payment history (35% of your score), the amounts owed on credit cards and other debt (30%), how long you’ve had credit (15%), types of credit in use (10%) and recent credit inquiries (10%). Small-business lenders require a personal credit score for loan applications because they want to see how you manage debt.

    Get Your Free Personal Credit Score Every Week from NerdWallet

    • Open more doors for financing your business.
    • Set your goals and track your progress.
    • Signing up won’t affect your score.

    Paying your bills on time is crucial to building your score. But even if you pay your bills like clockwork, credit report errors could be damaging your score. One in 4 consumers identified damaging credit report errors, according to a 2012 study by the Federal Trade Commission. However, 4 out of 5 consumers who filed a dispute got their credit report modified, the study found. A follow-up study by the FTC found that 20% of those consumers saw a jump in their credit score after resolving errors. You can get a copy of your credit reports for free once a year at AnnualCreditReport.com and dispute any inaccuracies you find through each of the credit bureaus’ websites (Experian, Equifax and TransUnion).

    Businesses that are more established and want to apply for bank loans can check out their business credit scores (which generally range from 0 to 100) at three business credit bureaus: Experian, Equifax and Dun Bradstreet. Check out these five steps to building business credit. and if you see any mistakes on your reports, contact the bureaus.

    More than likely, you’ll need an excellent business credit score as well as good personal credit to qualify for an SBA loan or traditional loan from a bank; this will depend on the individual lender and business factors such as your revenue, cash flow and time in business. In general, online lenders look at personal credit scores but can be a bit more lenient when it comes to credit score requirements, as they place more emphasis on your business’s cash flow and track record.

    If you re looking for the best financing for your business, take our quiz to find your options.

    2. Know the lender’s minimum qualifications and requirements

    Meeting a lender’s minimum qualifications and requirements will make you a stronger applicant. Some lenders may offer some flexibility if you’re underperforming in one area but overperforming in another, but your best chance of getting approved is meeting or exceeding all of their minimums.

    Borrowers typically need to meet minimum criteria related to credit scores, annual revenue and years in business. And lenders generally frown upon recent bankruptcies and other past delinquencies.

    If you’re looking for loans backed by the U.S. Small Business Administration, you have to meet additional SBA loan requirements. Your business must meet the SBA’s size standards because these loans are only for small businesses. Borrowers typically need to have strong personal credit and business revenue, and must be current on all government loans with no past defaults. So if you’ve been late on a federal student loan or a government-backed mortgage, you’ll be disqualified.

    Your business must operate as a for-profit company and you can’t be on the SBA’s ineligible businesses list. which includes life insurance companies, financial businesses such as banks and real estate investing.

    Qualifying for online lenders can be easier. Although online lenders typically underwrite loans based on traditional factors such as credit scores, annual revenue and cash flow, the loans carry less stringent requirements than SBA loans. For example, some online lenders may qualify you even without strong credit or an established business, and the lender may be more lenient with a recent bankruptcy. On the downside, this speed and ease of qualification typically comes with a more expensive loan.

    3. Gather financial and legal documents

    Banks and other traditional lenders typically ask for a wide range of financial and legal documents during the application process. They can include:

    • Personal and business income tax returns
    • Balance sheet and income statement
    • Personal and business bank statements
    • A photo of your driver’s license
    • Commercial leases
    • Business licenses
    • Articles of incorporation
    • A resume that shows relevant management or business experience
    • Financial projections if you have a limited operating history

    These requirements can make getting a bank loan time consuming. That may not be an issue if you’re in the market for a long-term business loan to finance a major investment.

    However, if you need money faster, online lenders may be a better fit, as they can provide a streamlined online application process with fewer documentation requirements and faster underwriting. If you have good credit and strong business finances, some online lenders may offer you rates comparable to those for bank loans.

    4. Develop a strong business plan

    Lenders will want to know how you plan to use the money and will want to see that you have a strong ability to repay. They may require a solid business plan that details the purpose of the loan and how you expect it to increase profits.

    Your business plan should include current and projected financials, and clearly demonstrate that your business will have enough cash flow to cover ongoing business expenses and the new loan payments. This can give the lender more confidence in your business, increasing your chances at loan approval. Your business plan should include:

    • Company description
    • Product and/or service description
    • Management team
    • Industry analysis
    • Facilities and operations plan
    • Promotional, marketing and sales strategy
    • SWOT analysis (strengths, weaknesses, opportunities, threats)

    5. Provide collateral

    To qualify for a small-business loan, you may have to provide collateral to back the loan. Collateral is an asset, such as equipment, real estate or inventory, that can be seized and sold by the lender if you can’t make your payments. It’s basically a way lenders can recover their money if your business fails.

    SBA loans require “adequate” collateral for security on all loans, plus a personal guarantee from every owner of 20% or more of the business. A personal guarantee puts your credit score and your personal assets on the hook.

    Some online lenders do not require collateral but may want a personal guarantee. Others may also take a blanket lien on your business assets — essentially another form of collateral — giving the lender the right to take business assets (real estate, inventory, equipment) to recoup an unpaid loan. Each lender has its own requirements, so don’t be afraid to ask questions if you are unsure.

    If you don’t have collateral to get a loan or don’t want to take on the risk of losing personal or business assets, unsecured business loans may be a better option.

    Which financing option is best for me?

    You may also like


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    VPS Hosting #small #vps


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    VPS Hosting

    Premium performance, budget pricing

    Our OnApp-based VPS (Virtual Private Servers) offer premium performance at a budget price. Guaranteed resources with non-oversold carriers, RAID10 disks and 64GB RAM per hypervisor deliver performance that our competitors fear.

    Powered by OnApp and cPanel

    OnApp and cPanel combine to deliver best-in-class VPS hosting. Use OnApp to manage, start, stop, reboot and control your VPS from a server level. And use cPanel / WebHostManager to manage the sites and users within your VPS.

    You choose the quotas

    Choose the right package to meet your performance and resource needs. Packages are instantly upgradable should you need to add resources at any time.

    You choose the support level

    Need a managed VPS? We ll manage, monitor and maintain your VPS for a low monthly fee. And our support is the best in the business. Ticket response times are measured in minutes and seconds instead of hours and days.

    Our own infrastructure

    We deliver our VPS solutions from our own infrastructure in Atlanta and Phoenix meaning we re in control. This means we can deliver a far superior hosting experience than those competitors that just resell other services.

    100% Network Uptime Guarantee

    We guarantee our network will be available at least 100% of the time on a monthly basis. Our high-end routers, switches and choice of premium bandwidth providers mean 100% uptime is the norm for us.


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    Best Liquor Store POS Software – 2017 Reviews & Pricing #mobile #point #of #sale

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    Liquor Store POS Software

    Buyer’s Guide

    Liquor stores are subject to some of the most arcane rules in retailing that vary dramatically by state or county. For example, certain types of liquor may not be sold at certain times. As a result, record keeping is complicated and the costs for not complying can be very high. Additionally, in some states, distributors are assigned by the state to particular retailers. Further complicating matters, different tax rates may apply to different products, making point-of-sale transactions even more complex.

    General ledger, accounts receivable, accounts payable and payroll are all software features that are typical to general retail. And while there may be some customer relationship management issues specific to liquor store retail, inventory management presents the biggest challenge because of the number of different items on-hand.

    Because of the complexity this particular type of retail can introduce, this buyer s guide is designed to help you understand how a liquor store POS system can help. We ll discuss:

    What is Liquor Store POS Software?

    Your neighborhood liquor store is beholden to more regulation than most other establishments, so the POS system needs to include the capabilities to meet these requirements.

    First, a POS should be easy-to-use and fast, as most people picking up a bottle of wine are on their way to an event. Second, inventory management in a liquor store is critical: these retailers have hundreds of SKUs to manage, and inventory features can track the suppliers of each product to comply to certain regulations.

    Liquor stores often offer loyalty programs to keep customers returning. Some POS systems can manage customer information, like contact details and purchase history, so that stores can reward their most valuable visitors with compelling perks.

    Many other POS features are available to a liquor store manager or owner, such as the ability to scan IDs, auditing to avoid theft and loss or price management. We ve listed the most important ones below.

    Common Features of Liquor Store POS Software

    While evaluating systems, buyers should consider the following functions to meet their unique requirements:

    Liquor laws vary greatly, sometimes even within the same state. Compliance is particularly challenging to chain stores where each location may have different regulations. The system needs to support localization to support any required compliance reporting.

    In addition to typical inventory management, liquor store inventory software must show the supplier for each bottle. Jurisdictions have different requirements for how long records must be kept.

    Integration with distributors

    The inventory system should integrate with distributors systems to make ordering easier, and to provide advance shipment notice (ASN) to make receiving inventory more accurate and less prone to shrinkage.

    The system should scan and retain ID information for buyers and verify that the format of the ID is correct. However, it is often impractical to validate the IDs against government databases.

    One of the key management reports is the employee audit, which looks at profitability and transactions by employee. This helps protect the bottom line and helps prevent inventory shrinkage by holding employees accountable.

    Security system integration

    These stores in particular benefit from integration between the liquor store POS system and a security system, linking security recordings with transaction records.

    Liquor stores carry small amounts of many items. Building an inventory from scratch could take weeks; the inventory system must include a UPC code catalog with descriptions for common items to save time in building the inventory.

    Price maintenance and sale management

    Prices in stores usually change by manufacturer or by class of item. The system should accept percent or dollar amount price changes across these areas.

    Gift set packaging

    One of the key promotions for liquor stores are gift sets. The liquor store POS system must support gift set sales for a single price but correctly decrease inventory levels for the individual items when a gift set is sold.

    Gift cards are a popular present for birthdays and holidays, and liquor store POS systems can activate and redeem balances for customers.

    Market Trends to Understand

    The retail industry is constantly adapting to new consumer trends and government requirements, so POS systems are always susceptible to changes. Here are some trends in the market you should be aware of:

    Software-as-a-Service (SaaS) and point of sale. When evaluating liquor POS software, there are two main deployment models buyers can choose from. With an on-premise deployment, buyers commonly purchase a software license up-front. Retailers are typically responsible for hardware maintenance and software updates. With a SaaS deployment, vendors maintain and host the solution, which is accessed via a Web browser. SaaS POS solutions are often a good fit for independent stores that don t want to invest in IT or hardware. If buyers are interested in a web-based solution, they should ensure it has the features and functionality listed above to work in a liquor-store environment.

    Mobile point of sale. Vendors like Square and PayPal have made mobile payment processing a popular option for business owners looking for another option outside of traditional point of sale software. For liquor store owners, this is probably not a viable option, as ID scanning and liquor inventory control are necessary components, and many of these solutions lack these and similar functions. However, many vendors now offer mobile versions of their point of sale solutions, or additional modules that can run on tablets and smartphones. This is a better option for liquor store owners that would like to use an iPad, android tablet, smartphone or any other mobile device in the store.

    Integrated retail CRM. Other than using social media, businesses can improve their marketing capabilities if they deploy a point of sale solution with integrated customer management features. mPower Beverage, for example, includes loyalty program management so store owners can provide rewards cards to its customers. In addition, this POS vendor allows users to store customers purchase histories, addresses, phone numbers and birthdays.

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