Tag: Gift

Charitable Gift Annuity #donate #hair

#charitable gift annuity


Charitable Gift Annuity

You can realize tax savings and reliable annual income while donating to Best Friends. Here’s how charitable gift annuities work:

  • You make a donation to Best Friends (minimum of $10,000).
  • You receive fixed annual payments for the rest of your life, at an attractive payment rate.
  • You receive an immediate charitable income tax deduction, and if you donate appreciated securities to fund your gift annuity, you will enjoy capital gains tax savings as well.
  • Your gift will benefit you (and someone else, if you choose) now, and save the lives of homeless pets in the future.

One of the reasons that gift annuities are popular is because they are so flexible. Here are the most common options:

  • Immediate payment annuity. Once you make your donation, Best Friends will make annual fixed income payments to you starting immediately.
  • Annuity that reduces your capital gains taxes. If you have stocks or mutual funds that you have held a year or longer, you can use them to fund your gift annuity. By doing so, you will avoid a significant portion of the capital gains tax. The remaining gain will be equally allocated over several years of your annuity payments and will not be taxed all at once.
  • Annuity with two beneficiaries. One of the great things about gift annuities is that they can be set up to benefit two people, making them a great retirement and estate planning tool for couples, whether or not the individuals are married. If either beneficiary passes away, the surviving beneficiary will continue to receive the full annuity payment each year for life.
  • Deferred payment annuity. The payment rate of an annuity increases with age. If you don’t need income immediately, you can defer your first payment for a number of years to a point in the future. You will receive payments at a higher rate.

Best Friends can provide a customized illustration of how a charitable gift annuity could benefit you. We’ll calculate your payments and tax benefits based on your age and a sample gift amount, without obligation and in confidence.

Best Friends offers gift annuities to income beneficiaries age 60 and over. The minimum gift amount is $10,000.

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Charitable Gift Annuity – Donate – Shriners Hospitals for Children #where #can #i #donate

#charitable gift annuity


Charitable Gift Annuities

In exchange for your irrevocable gift (usually of cash or securities), Shriners Hospitals for Children agrees to pay one or two annuitants that you name a fixed sum each year for life. The payments never change and are backed by the general assets of Shriners Hospitals for Children . Charitable Gift Annuities (CGAs) may be funded with a minimum of $5,000 and can be funded, in some instances, with appreciated assets.

The fixed rate of return is based on the age of the donor and any other beneficiary on the date the agreement is entered. Shriners Hospitals for Children uses the suggested rate chart published by the American Council on Gift Annuities. The rate is set with the intention that this charity will retain approximately 50 percent of the donor’s original gift. Payments can be made on an annual, quarterly or monthly basis.

Important benefits of the CGA program include:

You may qualify for a charitable deduction, if you itemize on your income tax return.

Your fixed annuity payments will be the same regardless of fluctuations in the economy.

If you fund the CGA with appreciated assets, you may be taxed on only part of the gain.

Your estate may enjoy reduced probate fees and estate taxes.

Your gift will help children get the medical care they need and your generous support will be recognized by Shriners Hospitals for Children .

Please note, under government rules, a contribution for a gift annuity is irrevocable and the principal you contribute cannot be returned. Shriners Hospitals for Children Charitable Gift Annuities may not be available in certain states .

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Charitable Gift Annuities and Charitable Lead Trusts #water #donation

#charitable gift annuity


2 Popular Estate Planning Tools That Help Charities

Updated August 22, 2016

What Is a Charitable Gift Annuity?

It s an attractive offer. Help a favorite charity and also receive income for the rest of your life with a charitable gift annuity.

You ve seen the ads from AARP and Consumer Reports; gotten mailings from your alma mater and the nonprofit you donate to each year.

Sometimes called Life Income Plans, almost all larger nonprofits advertise these charitable gift annuities as a way to benefit an organization whose work you want to support and as a way to invest safely with a predictable return.

But should you take the bait? These kinds of annuities are not for everyone, but they can be attractive to people nearing retirement who have healthy savings or investments and an altruistic mindset.

How Gift Annuities Work

You give a gift of cash, securities or other assets to a charity. It goes into an annuity that pays out a guaranteed interest rate of around 5-9% per year to the beneficiary (you and your spouse usually). At your death, the nonprofit gets to keep whatever is left of the original sum.

The American Council on Gift Annuities sets the rates that guide annuity payments. These are set so that the nonprofit ends up with about half of the donor s initial contribution.

Charitable annuities commonly pay out at a certain age, usually 50 and above. A portion of the annuity payments are tax-free, and you can take an upfront income tax deduction for the gift.

You can also pay taxable gains on appreciated stocks or property over your life expectancy rather than paying capital gains tax immediately the way you would if you sold that property for other purposes.

What to Watch Out For

Gift annuities involve an irrevocable transfer of assets. You can t get your gift back once you fund an annuity. You are also stuck with the rate of interest when you fund the annuity. It won t go up when interest rates or inflation rise.

On the other hand, the interest rate won t go down either, and you get to support a beloved institution or cause.

Donors can receive payments immediately (although many nonprofits don t allow payments until you are over 55) or defer payments until a later date. The older you are, the higher the rate. What you receive will also depend on whether you secure a gift annuity just for yourself or include your spouse.

If you postpone annuity payments, a tax deduction can still be taken when you make the donation, and the gift can appreciate without being taxed.

Gift annuities are usually funded with a minimum contribution of at least $5,000-$10,000. Charitable gift annuities may or may not pay as well as commercial annuities, depending on the current interest rate climate.

Annuities are backed by the charity s assets, so you should thoroughly vet the institution s financial strength before funding an annuity. Ask organizations about their total asset levels and for records of any defaulted annuities. Gift annuity defaults, due to insolvency, are rare, however.

You should consult your financial adviser, accountant, or attorney to make sure a gift annuity works best for you.

What Is a Charitable Lead Trust?

A charitable lead trust is a philanthropic and estate planning tool. A donor can transfer assets, such as cash, stocks, and artwork, to a trust for a set term of years. Each year, payments are made from the trust to the donor s designated charity.

It is called a lead trust because the charity is entitled to the lead (or first) interest in the trust asset, and the noncharitable beneficiary receives the remainder (or second-in-line) interest.

Once the trust s term expires, what is left goes to the donor s heirs free of federal gift and estate taxes. Obviously, using this tool has significant benefits for a donor and his heirs, but it is also a way to support a favorite nonprofit, such as your alma mater, to further research into a particular disease, or to support a human rights organization.

The IRS sets the rate that assets are expected to grow in the trust. This rate is called the hurdle rate by estate planners because any gains beyond it can usually pass to the heirs tax-free. The rate is adjusted monthly by the IRS but remains locked in for the length of the trust.

Two Types of Charitable Lead Trusts

Charitable lead trusts are of two types: charitable lead annuity trusts and charitable leadunitrusts. In the first type, the donor sets a fixed annual gift for the charities named. In the unitrust, the charities receive a percentage of the trust s value each year. This means that those benefits will fluctuate based on the trust s investment returns or losses.

Annuity trusts are the most popular because the charitable payments are fixed. In the unitrust, assets grow, and the percentage going to charity uses up more and more money, thus leaving less for the heirs.

How Taxes Work With a Charitable Lead Trust

A donor who establishes either type of trust can take an upfront income-tax deduction based on the trust s payments to charity. The donor may opt to forgo that deduction, however, because it requires the donor to pay taxes on the trust s investment gains.

Downsides to a Charitable Lead Trust

Charitable lead trusts are irrevocable. Once you put assets or cash in, they cannot be taken out. If the trust s assets go down in value, the amount left for heirs could be less because the trust must make its charitable payment no matter what the market is doing.

The money going to the heirs is a taxable gift and lowers your estate-tax exemption.

Market timing is crucial when setting up a Charitable Lead Trust. Consult an estate planner to make sure it is in your best interest and that of your heirs.

This article is just for informational purposes. It is not intended to be legal advice. Check other sources, such as the IRS, and consult with legal counsel or an accountant.

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Gift A Donation Through Giveindia – A Special, Thoughtful, Unique Gift #diabetes #donations

#donation gift ideas


What is Gift a Donation?

It is a way to mark a special occasion like a birthday, anniversary or graduation with an equally special gift – that of changing the life of a less privileged person.

While you get the receipt and tax benefit. both the recepient and you get a feedback report on how you helped change a life.

It s a great way to show you care with just a few clicks of the mouse from anywhere in the world!

How can you Gift a Donation ?

To gift a donation, browse donation options like you normally would and tick the Gift this donation box before proceeding to donate. You will need to fill out the recipient s name and email ID before you make your payment.

What a wonderful gift!

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For the Person Who Has Everything, Go Online to Give the Gift of Charity

#donation gift ideas



For the Person Who Has Everything, Go Online to Give the Gift of Charity

When you’re struggling with that one person on your list — the fellow or lady who has everything he or she could want and is consequently impossible to shop for — there is one typically overlooked option that’s much more thoughtful than a gift care and more useful than a tchotchke, flowers or food: philanthropy.

Giving someone the chance to participate in a charitable donation is a gift you can both feel good about, a gift that will never go to waste. And with the Internet at your fingertips, it’s easier than ever to make a donation on someone else’s behalf and let them know about that gift.

Here are a few gift options that embody the axiom, “It is better to give than to receive.”

Perfect for: The person who teared up during a screening of Waiting for Superman .

DonorsChoose is quickly becoming a popular gift choice among the tech crowd. Twitter gave away DonorsChoose gift cards at their Chirp conference earlier this year, and startup investor Fred Wilson is running a DonorsChoose campaign throughout the month of November.

This charity connects potential donors to classrooms in need. Teachers have the opportunity to post projects on the site, such as buying supplies, books or equipment, and donors can choose projects that mean the most to them. Alternatively, donors can choose to donate to the most urgent project.

You can choose the donation amount and let DonorsChoose notify the recipient with an e-mail, or you can let DonorsChoose send the recipient a physical gift card.

Perfect for: The person who always gives a few dollars to homeless strangers in need.

Habitat for Humanity is a charitable organization well-known for its construction projects that help house homeless and at-risk families currently living in unsafe or unsuitable dwellings. The houses built by Habitat volunteers are decent and affordable for low-income families. This organization operates in the U.S. and all around the world.

When you make a donation as a gift, Habitat will send your recipient a personalized e-card or physical card notifying him or her of your donation.

Perfect for: The foodie on your list, or the person who loves cooking for a crowd.

Heifer.org is a charity dedicated to ending world hunger. The organization says it gives hungry families “a hand-up, not just a hand-out” by giving them livestock and training in areas like animal husbandry, allowing these families to become self-reliant. Heifer.org also built paying it forward into its system; each family agrees to give one of its animal’s offspring to another family in need.

At first glance, the Heifer.org gift catalog reads like something from FarmVille. but these animals are real. You can give all or a share of animals like cows, goats and camels; for a smaller pricetag, you can give a trio of rabbits or a flock of ducks. After you make your donation, Heifer.org will let you create a printable gift card or e-card to send along to your own gift recipient.

Other Charity Gift Cards

Perfect for: The big-hearted, strong-minded person in your life.

There are a slew of sites online that will let you send generic charitable gift cards to anyone on your holiday list.

TisBest lets you send a gift card to whomever you like; the recipient then goes to the TisBest website and gets to choose up to three organizations to receive the funds. TisBest’s selection of charities includes more than 250 organizations, ranging from the ASPCA to the Wikimedia Foundation.

GiveNow cards from Just Give allow you to choose from more than a dozen e-card designs or send a traditional card to your recipient. The amount you put into the GiveNow card can be spent by the recipient on the charity of his or her choice. You can see the charities supported in the Just Give Guide .

Charity Choice offers you and your recipients a lot of options. If your recipient is new to philanthropy, you can select the American Express Reward card, of which 10% goes to charity and the rest can be spent on other merchandise. You can select plastic gift cards, printed cards or e-cards, good for redemption online at one of Charity Choice’s more than 100 partner organizations. You can also choose a specific charity yourself.

Do you think charitable donations make a great gift for those impossible-to-shop-for people? Let us know what you think — and how you plan to give to others this holiday season — in the comments.

Images courtesy of Flickr, Mubina H (lead image), bucklava (Heifer.org image), dbspringer (Habitat image) and superkimbo (DonorsChoose image).

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Cow Gift Donations #disabled #veterans #donations

#donate a cow


Give the gift of a heifer

Mugambage Evariste s family received a heifer from Heifer. The gift of a heifer has changed their lives forever.

For $500, you can make a difference to another family just like Evariste’s.

Mugambage Evariste
Miyange Village, Rwanda

Mugambage Evariste
Miyange Village, Rwanda

Recipients like Mugambage learn to read, write, and acquire proficiency in other languages to be able to participate in training sessions and more effectively work with project leaders.

Heifer s EADD projects place refrigerated chilling plants at strategic locations where farms can bring their milk for storage, thus allowing smaller farmers with only a single cow to profitably participate in the dairy industry.

More than milk! Heifer also works with recipients to install biogas stoves in which the manure from cows and other animals are used as fuel for cooking and other needs. This also reduces many of the harmful side effects and inefficiencies from the use of wood burning stoves.

Dairy cows can produce up to 4 gallons of milk per day with only a small portion necessary for sustenance. The rest is able to be sold at market for extra income that is used for school, medicine, and other basic needs.

Gift Different. Gift Heifer.

For every donation, we provide the ability to create a card for the person or group that has inspired your donation.

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Sports Gift #text #to #donate

#donate sports equipment


Our Mission

Sports Gift is focused on providing sports to impoverished and disadvantaged children throughout the world. We seek to share God s love with these children through the gift of sports equipment. Children living in poverty or facing other significant challenges can feel unloved, unwanted and hopeless. Through our gifts we let these children know that there is a God in heaven who loves them and cares for them.
Read More

For God so loved the world that He gave His only begotten Son, that whoever believes in Him should not perish but have everlasting life. John 3:16

Join Our Team!

We invite you to join us to give the gift of sports to children in need. Anyone can participate in Sports Gift to provide sports to children in need including individuals and groups such as school clubs, scout groups and churches. Hold a sports theme birthday party or other celebration and have guests donate a new sports item. Donate Sports Gift Shoeboxes. Please look around our website to find a way to join our team! Please contact us with any questions.

In the same way, let your light shine before men, that they may see your good deeds and praise your Father in heaven . Matthew 5:16

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Organ Donation and Tissue Donation – Philadelphia, Pennsylvania, New Jersey and Delaware – Gift

#donation for education


High School Education

Gift of Life Donor Program encourages high school teachers to become involved in sharing information on organ and tissue donation with their students. Here are some great suggestions for engaging students and providing them with the information necessary to make an informed decision about donation

Gift of Life Donor Program encourages high school teachers to become involved in sharing information on organ and tissue donation with their students. Here are some great suggestions for engaging students and providing them with the information necessary to make an informed decision about donation:

Invite guest speakers to visit your class to present educational information and share their personal stories of organ and tissue donation. Gift of Life can provide speakers free of charge.

Incorporate organ donation in your classroom curriculum using one of the curriculum guides.

Download the New Jersey guide here:

Download the Pennsylvania guide here:

Order educational materials for your classroom or organization. Ask about our educational materials and slide shows.

  • Use the educational modules offered through the Pennsylvania Organ and Tissue Donor Awareness Project.
  • Recognize April as National Donate Life Month – an excellent time to raise awareness through holding assemblies, distributing flyers, and having events.

    Encourage students needing volunteer hours to contact Gift of Life and offer to spend time working at Gift of Life or the Family House.

    Attend our Spirit for Life Student Summits, a fun, educational one-day program where students visit Gift of Life and learn about organ and tissue donation. (For Philadelphia high schools only.)

  • Apply to our A Donors Are Heroes Grant Program that serves Philadelphia high schools.
  • Include information about organ and tissue donation at school health fairs. Gift of Life can provide materials to distribute during these events.
  • To schedule a program at your school, or to discuss incorporating any of these programs, please contact the Community Relations department at Gift of Life by calling 800-DONORS-1 or via e-mail .

Delay = Death – Pass HB 30!

Pennsylvania elected officials have a deadly pattern. Since 2014, they ve blocked 28 people from becoming organ donors after those people or their families made clear they wanted to give the gift of life. Help us pass House Bill 30!

The Interactive Body

Explore the Interactive Body to learn about organs and tissues needed for others awaiting transplants.

National Donor Sabbath, observed annually in November, seeks to educate faith-based communities about the need for organ, eye and tissue donors. Order free materials to celebrate National Donor Sabbath, taking place Nov. 11-13!

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Plant A Tree Gift Donations #donate #old #clothes

#tree donation


Gift of Trees

Trees for Every Season

This tree gift includes seedlings and saplings of trees appropriate to the region. Recipients are educated on nurturing young trees and the importance of reforestation. Each gift of a tree:

  • Provides firewood and fodder
  • Yields nutritious fruits and nuts that improve health
  • Enriches the soil and purifies the air

A family with a small orchard is able to supplement their diet with delicious fruits and vegetables while becoming self-reliant at the same time. Passing on the seedlings enables communities to continue the cycle of sustainability. Your plant a tree gift ensures a healthy, productive future while fighting poverty and hunger.

One of Heifer International’s most important promises is to care for the Earth. We believe that, for development to be sustainable, we must help families raise their livestock in harmony with nature. Your tree donation today will help us carry out that mission.

This Gift Provides: Improved EnvironmentNutritionSteady, Dependable IncomePassing on the GiftEducation and TrainingHealth and SanitationWomen’s EmpowermentSchool Fees and Supplies

Passing on the Gift Has

Up To 9X The Impact

To End Hunger & Poverty

Families who receive your gift become donors as they pass on the gift to other families in their community. This allows them to help others as you have helped them.

Browse The Gift Catalog

  • The Perfect Gift For Any Holiday or Occasion

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  • Plant a Tree as a Gift Donation #non #profit #organizations

    #tree donation


    Plant a Tree with WLT

    Project aim

    The aim of the Plant a Tree appeal is to support planting of native trees to reconnect fragmented habitat and provide additional food sources for bird and animal populations.

    Mount Kenya

    Mount Kenya Forest is one of Kenya’s key biodiversity sites, and an extremely important water catchment area supplying the Tana and Northern Ewaso Ng’iro systems. It is located on the equator 180 kilometres north of Nairobi. The colonial government declared Mount Kenya’s forests a Forest Reserve in 1932. In 1949, a National Park was created within the Forest Reserve. In 1978, Mount Kenya became a Biosphere Reserve under the UNESCO Man and the Biosphere programme. The biosphere reserve and the surrounding natural forests within the Forest Reserve were listed as a World Heritage site in 1997. In July 2000, the forest was gazetted as a National Reserve. The indigenous forest planting site sits just outside the boundaries of the World Heritage Site, but within the state owned Forest Reserve in areas previously deforested and used for commercial plantations. Mount Kenya is very rich in all forms of biodiversity, plants and animals.

    Nangaritza Reserve

    The Nangaritza Valley is a highly biodiverse watershed protecting foothill forests that are part of the Podocarpus-El Condor Biosphere Reserve. Here can be found some of the highest levels of plant diversity in the world including some fragile areas that have never been explored by scientists and are at risk of exploitation by illegal loggers and miners.

    Reserva Ecológica de Guapi Assu

    REGUA was officially formed in 2001 by Nicholas Locke. The reserve was originally a farm, which had been in the Locke family since 1915. When Nicholas became the owner he was keen to create a reserve as he witnessed the ongoing devastation of the forests around him. He is restoring forest and wetland that had been lost previously and buying more forest as funds become available, to add to the Reserva Ecológica de Guapi Assu (REGUA).

    REGUA is situated only 80km North-East of Rio de Janeiro in Brazil in the Serra dos Órgãos Mountains. The reserve spans from around 30 metres above sea level at the wetland areas up to 2000 metres, thus providing a range of unique habitats and it is one of the last locations where original Atlantic Forest remains intact at all altitudes.

    These images of restored forest and wetland at REGUA’s Guapi Assu reserve show how habitat can be recreated. Photos © REGUA.

    How WLT is helping

    WLT’s partner organisations use a mixture of tree planting and assisted natural regeneration to protect and re-establish habitats.

    Habitats can often regenerate naturally if certain barriers are removed or controlled, for example stopping cattle grazing, limiting fire, or removing invasive species.

    Where tree planting is necessary, funding from WLT’s Plant a Tree appeal supports a process that begins, in many reserves, with the collection of seeds from forest trees to raise in the reserve’s nursery.

    Trees selected for planting are a mixture of native species that grow naturally in nearby, established forest.

    Once the saplings are planted out on the reserve, they are checked and monitored to ensure successful establishment.

    Growth is usually fast, and fruiting species provide a food source for wildlife within a couple of years.

    Urgent funding needed

    It costs just £5 to establish a native tropical tree. If you donate £25 to plant five trees you can choose to receive a personalised certificate .
    Donate to this appeal »

    At Mount Kenya Forest, farmers grow crops alongside the native saplings, while looking after them. © WLT/Natalie Singleton.


    Planting programmes use native pioneer species which are quick to establish and can shade out competition from invasive grasses, for example, and restore soil condition.

    Pioneer species are mixed with slower growing second stage trees of particular biodiversity value to enrich the species mix of second stage natural regeneration under the pioneer cover.

    Monitoring has shown, in Brazil in particular, an immediate positive impact on avifauna. The trees planted are a mix of species found in the surrounding primary forest.

    Tree planting enables WLT’s partner organisations to join up fragmented forests, creating a continuous habitat for birds and other mammals.

    For wide ranging animals, a large territory is essential as it gives them room to hunt, forage and avoid conflict with people.

    Linking fragmented areas of forest can also help strengthen a species’ gene pool, by allowing separated populations to meet.


    Nature reserves funded by WLT are rich in biodiversity, yet much of the habitat has previously been degraded and fragmented by agriculture, timber extraction or infrastructure for human habitation.

    Small patches of fragmented forest are particularly vulnerable.

    For example, species diversity is reduced, fewer animal and invertebrate pollinators are present and a high proportion of the trees are subject to encroaching vegetation on the forest boundary. So even if this habitat is turned into a protected nature reserve, it will continue to degrade unless it is successfully managed.

    Many tree planting projects fail because there is no strict maintenance and monitoring process in place to secure the long-term success of the reforestation.

    This is largely because it is labour intensive, time consuming, and costs money. But without a long-term maintenance plan, tree planting can be futile.

    All WLT’s partner organisations implement a comprehensive maintenance and monitoring plan to ensure that the saplings grow well for at least 10 years, after which the trees are deemed to be mature and natural mortality rates will be low.

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