Tag: business

The NonProfit Times – The Leading Business Publication For Nonprofit ManagementThe NonProfit Times #donate

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More than half of United Ways reporting data for 2015 showed declines in fundraising, with the national number dipping more than 4 percent last year. Some of those with the largest percentage increases were responding to immediate crises. Total support for United Way’s 1,164 affiliates nationwide Read More

Philanthropy can be a driving force in both helping mobilize families in impoverished areas move to areas of greater opportunity and rehabilitate blighted communities. A $1 billion investment in such work could, conservatively, bring back four-fold returns. The projection is part of The Bridgespa Read More

Editor’s note: This story has been updated to include additional remembrances. Julie Floch, a leader in nonprofit accounting and finance, died on Friday after a years-long battle with cancer. Floch was the partner in charge of accounting and consulting at EisnerAmper’s Not-For-Profit-Services Read More

The Pittsburgh Foundation’s Day of Giving generated $2.1 million during 16 hours on Wednesday, pushing the total to more than $5.1 million raised across two days – about four months apart. About $1.2 million was raised on May 3 when technical problems with service provider Kimbia limited what Read More

The Chan Zuckerberg Initiative (CZI) announced a commitment of at least $3 billion over the next decade for its next major focus area, science. The goal is to advance science research to cure, prevent or manage all disease by the end of the century. Facebook founder Mark Zuckerberg and his wife P Read More

During this intense campaign season, it is tempting to keep our heads down, do our work and avoid the political process that seems divisive and pugilistic. But nonprofit leaders cannot afford to luxuriate as complacent, naïve supplicants in American politics. Elected officials and appropriation Read More

Herschell Gordon Lewis, considered the “Godfather of Gore” as well as the “Godfather of Direct Marketing,” died early this morning from congestive heart failure. He was 87.

Households in Puerto Rico are giving to charity at a greater rate than mainland counterparts despite economic turmoil in the territory.

Mailers might be getting more bang for their buck come January as weight caps on standard and first class commercial mail are expected to increase, according to a United State Postal Service (USPS) proposal.

Just six months ago, Shannon McCracken shared the stage with Charity Navigator CEO Michael Thatcher for a question-and-answer session during the DMA Nonprofit Federation’s annual Washington, D.C. conference. Starting Sept. 6, she’ll be the charity ratings organization’s new chief development officer.

The reorganization at Independent Sector continues as Victor Reinoso, a former deputy mayor of the District of Columbia, joins the organization as chief operating officer. Reinoso is the first major appointment since Daniel Cardinali took over as president and CEO of the advocacy organization in July.

Sponsored Podcasts

Welcome to the Raise & Engage podcast, a filters-off series for nonprofit professionals hosted by Blackbaud’s straight-shooting expert Danielle Johnson Vermenton. During this open-mic session, you’ll hear honest advice to help YOU do more for your cause.

You have a job description, but on any given day, you’re probably doing dozens of things outside the scope of that description. Combine that with the challenge of a fast-paced environment and the shifting priorities of funders, colleagues, and board members and it’s easy to fall short of doing your best. By being mindful of your limitations and capacity—and saying “no” when your plate is full—you can actually do more for your cause. In the sixth installment of the Raise and Engage podcast Danielle Johnson and Robin Anderson discuss the power of saying “no” at work.

In the most recent episode of Raise + Engage, Danielle is back with Brian Reich from little m media to discuss how nonprofit professionals can stay motivated and energized in their day-to-day roles. Brian shares his experience working with nonprofits and the lessons and tips he’s learn from and shared with them over the years, including tips for avoiding a professional rut, creating forward momentum in your career and pushing yourself outside of your comfort zone. If you’re considering making a career move or want to ensure you’re on the right path, you won’t want to miss this inspo-packed episode!

Episode 4: Apps and Hacks to Stay (Mostly) Sane. is all about tips, tricks and tools for sanity. Blackbaud’s own interactive product marketer, Julia Lenz, joins host Danielle Johnson to share some high tech. (and no tech.) productivity tips to help nonprofit professionals stay sane in the crazy world of philanthropy. Tune in to hear:

  • Tips for how to spend the first 30 minutes of your day
  • The benefits of 15 minute meetings
  • Why notebooks are still relevant to a successful organization
  • Ideas for better managing your inbox
  • Why you should take lunch outside the box
  • . and much more!

Don’t forget to visit the #NoFilterNonprofit Hub afterwards to download our newest tip sheet10 Productivity Hacks for Nonprofits.
Episode 3: Tech. Connection: Solutions, Strategy, and Staff In episode 3 of the Raise + Engage podcast. Danielle Johnson is joined by Chris Geady and William DaSilva, two IT experts in the nonprofit space, to talk technology integration for NPOs: when you need it, when you don’t, and how to do it successfully. Tune in to hear:

  • When to say NO to integration
  • How to set your strategic plan before even looking at technologies
  • Ways to get your entire team on board
  • The importance of identifying a project lead
  • The RFP process – how it should and should not go

And William shares a story about a nonprofit that may or may not have still been using a typewriter. You don’t want to miss this one!

According to Danielle Johnson, straight-shooting host of the Raise + Engage podcast series, if your staff members aren’t the number one advocates for your cause on social media, you’re failing. In the most recent episode, Danielle is joined by Blackbaud’s own social media guru Madeline Turner to discuss overcoming social struggles and creating a social ambassador program at your organization. This entertaining and insightful duo dishes on the importance of making your social media presence human, making the case for a formal social program to leadership, how University of Michigan turned a one time social media campaign into a long term social program, and how Madeline’s mom unknowingly became a social ambassador on #GivingTuesday.

In the premiere episode of Raise Engage, Danielle is joined by three straight-shooting nonprofit rock-stars: Jodi Smith of Sanford Health Systems, Veronica Brown of Chicago Public Library Foundation and Ali Burke of Southlake Regional Health Centre Foundation. The group talks organizational culture, problem employees, why its important to celebrate and how to shake things up this year and build a better more authentic team that gets stuff done!

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Ways To Make Money From Medical Research And Donations – Business Insider #donate #blood

#money for blood donation

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6 Ways To Make Money By Selling Your Body To Science

Participants in NASA’s bed study can watch movies, play video games, and read books, as long as they don’t get out of bed for 70 days. NASA

Need some extra cash? If you want to help the science community (and potentially save some lives) there are some unconventional ways to make money by selling your body.

Below is a short list:

Sell your blood plasma
Payout (per donation): $20-$50

Plasma is the largest component of the human blood. It’s a clear liquid that contains mostly water but is also filled with enzymes, antibodies, and other proteins. The plasma is used to create therapies that treat people with blood clotting disorders, autoimmune diseases, and even burn victims. According to DonatingPlasma.org. donating plasma is often called “the gift of life,” since in most cases synthetic therapies are not available.

During plasma donation, blood is drawn and an automated machine separates the plasma from other blood components, which are returned to the donor. Most plasma collection facilities set their own compensation rate, but the average payout ranges from $20-$50 per donation. You can donate roughly once a month, according to the American Red Cross. To find a licensed and certified plasma center, click here.

Donate your sex cells
Payout for eggs (per donation): $5,000-$10,000;Payout for sperm (per donation): $30-$200

Egg donation allows women whose ovaries do not produce healthy eggs to become pregnant using another woman’s donated eggs. In the United States, eggs donors can net anywhere from $5,000 to $10,000 (the upper-limit recommended by The American Society of Reproductive Medicine). At Weill Cornell, the compensation per egg donation cycle is $8,000. including a free medical screening. The medical college outlines the standard steps for egg donation. which requires about a four-week time commitment.

During the egg donation cycle, patients are injected with fertility drugs so that the ovaries make more mature eggs than normal. (Eligible women are generally between the ages of 21 and 35 sicne older women’s eggs don’t respond as well to fertility drugs). The actual egg retrieval procedure takes about 20 minutes, but may require several days of recovery. Donors should be aware of the risks involved in the egg donation process (largely related to the hormones used) before signing up.

Men can donate their sperm, although this isn’t quite as lucrative as egg donation given that it’s much easier process. Men are paid anywhere from $30 to $200 per donation, according to FertilityCommunity.com. but that can add up to more than pocket change if you donate hundreds of samples (many programs require a six-month or one-year donation commitment).

Lie in bed for 70 days straight
Payout: $18,000

NASA will pay you to stay in bed for 70 days, 24 hours a day, to simulate some of the changes that an astronaut’s body goes through in weightlessness during space flight. To apply for the bed rest study, fill out this form. If you think this sounds like an easy task, keep in mind that the selection committee is looking for participants that possess the physical and psychological traits of a real astronaut. Roni Cromwell, a senior scientist for the study told Forbes. “We want to make sure we select people who are mentally ready to spend 70 days in bed. Not everyone is comfortable with that. Not every type of person can tolerate an extended time in bed.”

On an episode of TLC’s “Extreme Cheapskates ” a Las Vegas man, Mark Parisi, has figured out a way to live a cheap life by signing up for medical trials, saving himself $750 or more, according to a trailer for the show. Most recently, Parisi agreed to donate one of his testicles, which will be replaced by an artificial one, for $35,000. During an appearance on CBS’ “The Doctors,” Parisi revealed that he would us the money to buy a Nissan 370Z.

Sign up for a paid clinical trials
Payout: Varies by program

The National Institute for Health runs a searchable database, ClincalTrials.gov. for human clinical studies around the world. Participants may be a guinea pig for new medical products, like drugs to treat high blood pressure, or be a part of observational research, like a study that records the effects of different lifestyles on heart health. Subjects are generally paid to be a part of clinical trials, and in general, the bigger the risk, the bigger the reward. According to the U.S. Food and Drug Administration. “The amount of compensation is determined by the amount of time you will be required to dedicate to the trial, and to the level of discomfort that might be associated with medical or surgical procedures related directly to the study.”

Enroll in a psychological study
Payout: Varies by program

Paid psychological studies, such as those that examine behavior and brain function, may not generate as high of a return as clinical trials, but they are generally lower risk and require a shorter time commitment. Most research universities keep an online database of studies so people can easily sign up. For example, here’s a list of the most recent paid research studies offered by New York University. You can make $10 to watch a movie or $50 to get your brain scanned.

SEE ALSO: 7 Foods We Should Be Eating But Aren’t

6 Ways To Make Money By Selling Your Body To Science


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Most People Shouldn t Be Giving To Charity – Business Insider #donating #car #to

#which charity should i donate to

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Most People Shouldn’t Be Giving To Charity

Facebook CEO Mark Zuckerberg and his wife Priscilla Chan recently made headlines for their $25 million donation to the Centers for Disease Control Foundation to help fight Ebola.

The young Zuckerbergs aren’t the only ones giving back in a big way: Bill and Melinda Gates have donated billions of dollars of their fortune to make the world a better place, as have many of the world’s ultra-wealthy, from professional athletes, to actors, to successful entrepreneurs.

The masses believe people become wealthy through luck, good fortune, or social advantage. They think it’s only fair that the rich disperse their money to those who have less.

This socialistic philosophy is rooted in the belief that everyone is his brother’s keeper. It seems every organization needs more money these days, but until you can take care of yourself, stop trying to help others.

While giving back and helping those who are less fortunate is certainly commendable, it’s also wrong unless you can afford to do it. The masses are programmed to believe at an early age they should put the needs of others in front of their own.

We’re taught in church to tithe 10% of all that we earn. Children are encouraged to hit up their neighbors to raise funds for the school through the sales of chocolate candy bars. Police fraternal organizations, political parties, and others call us each evening asking for money. And while giving back is a wonderful thing to do, and sounds like a spirit-driven, high-level philosophy, it’s the worst advice you can get.

When you fly on a commercial airline, the first thing the flight attendant tells the passengers is, “In case of an emergency, your oxygen mask will drop down in front of you. Please secure your mask first and get the oxygen flowing before you attempt to help anyone else, including children.”

This selfish strategy has saved many lives, and the premise is simple: If you’re not taking care of you, you’re not in a position to help anyone else. You can’t give what you don’t have, and if you’re struggling to pay your bills while volunteering four nights a week, you’re probably hurting more people than you’re helping.

The philosophy of the wealthy is to get rich first, get what you want, and then help others in any way you wish. Your volunteer work, while noble, won’t touch anywhere near the number of people you could be helping by creating a new product or service that makes life easier or better for other people.

Any self-made millionaire will tell you there is a period of time in the beginning of the wealth building process where you must focus on yourself and your business in order to succeed at an uncommon level. They know this isn’t necessarily the highest level of thought, but it is necessary to create massive success. Once their fortune is secure, they are able to elevate their thinking, if they wish, to the plight and suffering of others. They don’t believe they are obligated to give back, but many choose to.

Meanwhile, the majority of people are toiling away with the best intentions while not being able to give much to themselves or others. They are capable of everything the rich think and do, but few ever break out because their beliefs are so heavily ingrained in their consciousness that it keep them blind to higher level s of thought.

Do you believe focusing on getting rich and getting what you want makes you a bad person? If so, I suggest you challenge this belief, because it will most likely prevent you from ever being rich.

Until you’re financially comfortable, able to take care of your family and do the things you want to do whenever you want to do them, leave the philanthropy to the Zuckerbergs and Gateses of the world.

As the late Duke Ellington said, “Selfishness can be a virtue. Selfishness is essential to survival, and without survival we cannot protect those whom we love more than ourselves.”

Steve Siebold is author of “How Rich People Think ” and a self-made multi-millionaire who has interviewed 1,200 of the world’s wealthiest people during the past 30 years.

SEE ALSO: The Way Millionaires View Money Is Different From Everyone Else

Most People Shouldn’t Be Giving To Charity


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Donate a dollar at the register? Checkout charity is big business for nonprofits #donation

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Donate a dollar at the register? Checkout charity is big business for nonprofits

Some shoppers sheepishly grumble something about not today and make a dash for the door. Many others give the dollar, either out of guilt or a benevolent heart.

Checkout charity, as it’s sometimes called, has become big business for nonprofits and retailers. Charities love it because it raises money from the masses at little cost. Companies love it because it makes them look caring and generous, even if it comes on the backs of customers.

The concept isn’t new but has become so commonplace at grocery stores, drug stores and even restaurants that some shoppers now come to dread it.

If there’s a bunch of people in line behind me and the cashier asks me to make a donation, it makes me feel so trapped and judged, especially if it’s for the troops, said Jennie Blackburn of Redington Shores, who frequently gets solicited at Walgreens and Publix. It’s a lot of pressure.

Earlier this year, Cause Marketing Forum, which helps charities and companies on fundraising partnerships, analyzed the 63 checkout campaigns nationwide that earned at least $1 million in 2012. Combined, they raised $358.4 million — more than a dollar for every American.

Mass merchandise and big box stores (Walmart, Costco Wholesale, Kmart, JCPenney) raised the most money, followed by online retailers (eBay and Apple), supermarkets (Safeway, Publix) and restaurants (McDonald’s, Chili’s, Wendy’s).

Companies used various tactics, from direct solicitations at the checkout to asking shoppers to buy a paper pink ribbon or green shamrock to hang in the store. Penneys asked customers to round up their purchase to the next buck and raised $10.4 million in six months.

What makes checkout fundraisers so successful? Leslie Lenkowsky uses the example of Willie Sutton, the famous bank robber from New York. When asked why Sutton robbed banks, he supposedly said: That’s where the money is.

People are more inclined to give when their wallets are already open, said Lenkowsky, a professor of philanthropy and nonprofit management at Indiana University.

If you can piggyback on that and appeal for a little extra, then that’s fine, he said. It can be annoying and coercive, but the amount we raise through individual gifts is staggering.

Americans gave more than $316 billion to charity last year, according to Indiana University’s Giving USA 2013 report. The majority came from individuals; just 6 percent came from corporations.

Tough times have forced charities to look for inventive, inexpensive ways to raise money, Lenkowsky said. They are cheaper than direct mailers or special events and can continue indefinitely.

But they aren’t without pitfalls. Checkout campaigns don’t allow charities to make followup requests, an important aspect for ongoing fundraising efforts. Charities get the money but no information about the donors.

Charity watchdog experts don’t oppose checkout campaigns but advise shoppers to exercise caution and give only to well-known charities with good track records, like the American Red Cross or March of Dimes.

We encourage people to be more thoughtful, do some research and find out what the charity is accomplishing, said Daniel Borochoff, president of CharityWatch based in Chicago.

To better assure that your money is going to the right place, Borochoff recommends giving to a charity directly. Donating through a retailer runs the risk of the money getting lost or diverted. Consumers don’t get the tax deduction and have no idea when the donation actually gets to the charity.

Stores generally don’t take a cut of checkout campaigns or charge a fee to the charity. However, in some cases, charities might pay a retailer a monthly fee to put a collection box at the register to give stores incentive to keep better track of the money, Borochoff said.

Publix, for example, says it donates 100 percent of register proceeds to specific charities and doesn’t take a tax write-off on the collections because the money came from customers. This year, its Special Olympics campaign raised $2.1 million from shoppers and employees.

Pat Mundy of Spring Hill said she gives occasionally but feels uncomfortable being solicited every time, especially when a local charity or school group asks for money at the door. She also wonders why companies, if they are so eager to be good corporate citizens, don’t give more and pay their executives less.

It gets to be too much, she said. You can’t continually give. Our donation funds are limited and our general rule is we give through our church because we know where our money is going.

The very nature of checkout campaigns preys on our worst instincts, Borochoff said. We make snap decisions under pressure without doing our homework.

Customers often say it’s harder to refuse a verbal request at the checkout than a Salvation Army bell ringer standing outside a store or a Toys for Tots collection box. But say no to a Walgreens cashier asking you to buy a 99-cent candy bar to help wounded soldiers and you can feel like a schmuck.

Joe Waters, who founded selfishgiving.com, a Boston-based website about nonprofit and corporate partnerships, said point-of-sale fundraisers are here to stay but will evolve as consumers grow weary of them. He expects more campaigns that offer incentives, such as discounts, or campaigns tied to credit card machines, similar to one at PetSmart, which asks shoppers to donate to homeless pets when they swipe a credit card.

The great thing about the credit card machine is that it always asks, Waters said. It doesn’t get busy and it doesn’t forget.

Lenkowsky, the philanthropy professor, said checkout charity will continue until someone comes up with a better idea, much like what happened to telemarketing. Overall, it appeals to the good motives of people.

The fact that people are willing to give is very healthy for society, he said. (The campaigns) can look pretty manipulative, up close and personal, but the dollar you gave at the checkout could help some kid with cancer.

Checking out the top campaigns

The nation’s top 63 checkout charity campaigns raised $358.4 million for nonprofits in 2012. Here is a list of the top 20 campaigns by company. Some companies are listed more than once to reflect separate campaigns.

1. eBay $54 million

2. Wal-Mart/Sam’s Club $41.6 million

3. McDonald’s $27.9 million

4. Costco $14.4 million

5. Safeway $12.4 million

6. Safeway $9.2 million

7. Safeway $9.2 million

8. Walgreen $8.5 million

9. Kmart $8 million

10. Safeway $7.6 million

11. Lowe’s $7.6 million

12. Kmart $7.5 million

13. Pizza Hut $7.4 million

14. CVS $6.4 million

15. Speedway $6.3 million

16. Rite Aid $6 million

17. iTunes $5.3 million

18. Walgreen $5.3 million

19. CVS $5.2 million

20. Chili’s $5.1 million

Source: Cause Marketing Forum’s report, “America’s Charity Checkout Champions”

Donate a dollar at the register? Checkout charity is big business for nonprofits 09/01/13 [Last modified: Sunday, September 1, 2013 11:32pm]
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EGM Insurance – Pembroke and Petawawa #egm #insurance, #egm #pembroke, #egm #petawawa, #auto #insurance,

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Since 1942, EGM Insurance Brokers have been satisfying the general insurance needs of Pembroke, Petawawa and area residents and businesses. We truly are your one-stop insurance provider for vehicle, home, commercial, life – and everything in between including certified financial planning.

Get a local quote and learn how the EGM team can help you save on all your insurance needs. Better yet, call one of our licensed brokers for fast, friendly service because we are all about protecting what s most important to you.

What are Your Insurance Needs?

Just bought your first car or truck?
Congratulations! Now you ll need to shop carefully for auto insurance.

Want to know more about Auto Insurance Reform?
Learn how Auto Reform affects your auto insurance policy.

About to close a real estate deal?
Make sure your coverage begins on the closing date.

Opening a home-based business?
Liability coverage is a must.

Proud to be living and working on the family farm ?
Protect your legacy with a no-obligation, insurance reassessment.

Looking for savings in car and home insurance?
Ask us about money-saving insurance bundles.

No long-term financial plan?
Work with our experienced Wealth Management Planner for all your family s needs.

Hoping to protect you and your family against illness?
Help take the sting out of a serious diagnosis with Critical Illness insurance.

Don’t have a group health plan?
Ask us about Health and Dental coverage.

Own a boat, jet-ski, snowmobile, quad or other recreational vehicle ?
Make sure everyone who uses your toys is protected.

Running your own business.
Big or small, we insure them all. First we start with a report to management.

Tendering a contract and need bonding ?
Contact one of our brokers to process the documents you need.

Own a licensed restaurant ?
We can design an insurance strategy that protects you and your investment.

Renovating the kitchen or family room?
Protect your new appliances and furnishings by upgrading your home insurance.

EGM Insurance. Created by Design House


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Mobile Messaging and Social Media 2015, Pew Research Center, ways to use social media

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Mobile Messaging and Social Media 2015

Ways to use social media for businessIn today’s world, people — particularly young people — are continually finding and adapting new ways of communicating electronically to fit their needs. Case in point: 2015 marks the first time Pew Research Center has asked specifically about mobile messaging apps as a separate kind of mobile activity apart from cell phone texting. And already, according to a new survey, 36% of smartphone owners report using messaging apps such as WhatsApp, Kik or iMessage, and 17% use apps that automatically delete sent messages such as Snapchat or Wickr.

Both of these kinds of apps are particularly popular among young adults. Half (49%) of smartphone owners ages 18 to 29 use messaging apps, while 41% use apps that automatically delete sent messages. These apps are free, and when connected to Wi-Fi, they do not use up SMS (Short Messaging Service) or other data. Furthermore, they offer a more private kind of social interaction than traditional social media platforms such as Facebook or Twitter.

The results in this report reflect the noteworthy and rapid emergence of different kinds of communications tools serving different social needs. These new tools add to an already complex and varied terrain of online and mobile interaction.

Overall, this survey found that 85% of adults are internet users and 67% are smartphone users. Throughout this report, analysis is largely based on these groups.

Along with asking about usage of mobile messaging apps, the survey also tracked usage of a variety of social media platforms and online forums. Among the key findings:

  • The proportion of online adults who use Pinterest and Instagram has doubled since Pew Research Center first started tracking social media platform adoption in 2012. Some 31% of online adults use Pinterest (up from 15% in 2012), while 28% use Instagram (up from 13% in 2012). However, none of the social media platforms measured in this survey experienced a statistically significant increase in usage between September 2014 and April 2015.
  • In terms of user engagement, the proportion of Instagram, Pinterest and LinkedIn users who use each respective site daily has increased significantly since September 2014. Fully 59% of Instagram users, 27% of Pinterest users and 22% of LinkedIn users visit these platforms daily.
  • Facebook remains the most popular social media site – 72% of online adults are Facebook users, amounting to 62% of all American adults. Growth on the site has largely plateaued. There has not been a significant change in the overall share of users since 2012. Those on Facebook remain highly engaged with 70% saying they log on daily, including 43% who do so several times a day.
  • Some 15% of internet users read or comment in discussion forums such as reddit, Digg or Slashdot, while 10% use the blogging website Tumblr. Young adults are particularly likely to use both Tumblr and discussion forums more generally, and men are more likely than women to participate in discussion forums online.

Ways to use social media for business


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BA Result, Graduate 2017 BA 2017, ba business class.#Ba #business #class


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BA Result, Graduate 2017 BA

When the students complete their education at the intermediate level, then they get admission in the degree colleges or universities to carry on their education at the bachelor degree level. At the bachelor degree level, the students can choose different subjects or disciplines in which they like to complete their bachelor degree. The students can get admission in the arts subjects or in humanities group. They can complete their education in law or management sciences. There are various universities in the public and private sectors and they provide quality education to the students in different fields. The Higher Education Commission (HEC) recognizes all the universities and they start different programs to continue education in the Management Science, Business, Law, Medical Sciences and Engineering Sciences. The candidates can get admission in the leading government sector universities and they pursue their graduate degree in any discipline. The universities offer their admissions at their particular time in different programs and disciplines and the eligible candidates can apply for admission in BA degree class. They get their education in the required discipline and at the end of the academic year, the students have to appear in the annual exams so that they can pass their exams and get their bachelor degree.

All the universities have their own schedule and their degrees at graduate level are recognized by the HEC. The syllabus and course of these universities are approved by HEC and they provide teaching and tuition facilities to the candidates so that they can pass their exams. These universities are providing education to the students in the disciplines of humanities, science, commerce, education, business, law and other groups. Government has also established some Medical Universities, Engineering Universities and Management Sciences Universities in Pakistan, which are providing high quality of education to the students. University of the Punjab and Government College University (GC University) are providing education to the students in humanities, law and other management sciences group while University of Medical Sciences and Engineering University Lahore is providing education in the medical and engineering disciplines.


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Short-term Business Loans at, business loans to buy a business.#Business #loans #to #buy #a

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Short-term business loans

Most businesses will need to borrow money at some stage either to help with cashflow, or to pay for expansion costs, and a short-term business loan can provide the ideal solution. Although recent years have seen a reduction in the number of business loans on offer, there are still plenty of options available to explore.

The providers below are ranked by the following scenario; taking out a loan of £10,000 over 6 months. Ranked by the least you would need to pay back in total over the period.

Rates from 4.9% per year. Terms from 6 months – 5 years

Apply online in 10mins get a final decision in 2 working days

You ll have a dedicated Account Manager from start to finish

No early repayment fees – pay back early, pay less “,”summary”:null,”remarks”:”

Minimum criteria: Two years+ filed accounts at Companies House or formally prepared accounts for non-limited businesses.

Business loans to buy a business

Borrow up to 250,000 unsecured and up to 500,000 secured

Terms from one month – four years

If approved, funds are sent within hours of signing your agreement

Early repayment fees do not apply – repay early, pay less

Top-ups and payment holidays available after three months of successful repayments

All applicants will have their own dedicated relationship manager “,”summary”:null,”remarks”:”

Business loans to buy a business

Only see loans you are eligible for

Searching has no impact on your credit score

Service is completely free to use

Choose which providers you deal with

Business loans to buy a business

If approved, funds can be in your bank account within hours

Early repayment fees don t apply

Business loans to buy a business

– Fast and simple application

– Once approved, funds are sent in as few as two days

– Early repayment fees do not apply

– No set-up or admin fees

Business loans to buy a business

How our site works

We want to show you short term business loans from as many lenders as possible, so you have plenty of choice. Not all lenders want to be included on comparison websites, so we can’t promise to show you loans from every single one. We’ve looked at how much it would cost to borrow £10,000 over 6 months, including fees, and we’ve ranked the lenders from the cheapest to the most expensive. You can find out more about how we work here.

Advantages of short-term business loans

The main advantage of opting for a short-term business loan is that you know your business will only have to make repayments for a limited period of time. You will also usually pay less interest overall than if you opted to repay what you owe over a much longer term, such as five years.

Disadvantages of a short-term business loans

Choosing to take out a short-term business loan may mean that you will be able to pay off what you owe quickly, but bear in mind that your repayments will be much higher than if you opted to repay your long over a medium or long-term period. Interest rates can be very high on short-term borrowing, so it’s worth comparing lots of different loans to ensure you find the right deal for your business’s needs.

What else you need to know

Difficult economic conditions in recent years have made it harder for businesses to borrow money. To apply for a business loan, your business may be required to have a minimum monthly turnover, and you may have to show a set number of accounts, usually two or more years.

Remember too that the actual rate of interest you will be charged on a short-term business loan will depend on your business’s individual circumstances, the amount you want to borrow, and over what period you intend to pay off what you owe.

Alternatives to a short-term business loan

If you don’t think your business will be able to pay off any borrowing over a year or less, then you might want to consider a medium or long-term business loan which can be repaid more slowly.

Other options include using a business credit card for any immediate expenses. These can also be a useful way to manage staff spending. You could also speak to the provider of your business bank account about arranging a business overdraft which can provide you access to funds as and when you need them. You can usually arrange an overdraft for a 12 month period, at which point it will have to be renewed.

Businesses can also raise funds though cashflow finance, which allows then to borrow against the value of their


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School of Administration and Management #business #administration #certificate #online


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Welcome to the School of Administration and Management at California Coast University!

The diverse field of business requires varying skills in business administration, management, marketing, and health care management and administration. Within those fields, business professionals find themselves working in a multitude of diverse organizations. To succeed, today’s busy professionals must develop the knowledge base required to compete in the increasingly complex global economy; to learn to do more with fewer resources; and to stay ahead of the demands of today’s ever-changing workplace.

With a variety of online degree and certificate programs, the School of Administration and Management at California Coast University is committed to helping students gain the information and the educational preparation needed. Through our quality distance learning educational programs, we have a demonstrated record of helping students acquire the tools to make significant contributions to both their employers and to the communities in which they live and work.

School of Administration and Management

The success of all our programs is based on our commitment to:

  • Operating ethically, professionally and with academic integrity.
  • Integrating professional and life experiences with academic content.
  • Assisting and guiding students to meet their educational goals through programs that are independent, individualized and self-paced.
  • Cultivating intellectual, analytical and critical abilities to help students meet the demands of today’s ever changing environment.
  • Building a faculty and staff composed of respected educators and professionals who are dedicated to the success of our students.
  • Evaluating and continually improving our programs and educational materials.
  • Providing a pathway to encourage students to value and pursue life-long learning experiences.

The following are the online degree and certificate programs we offer through our School of Administration and Management:

Undergraduate Certificate Programs

Graduate Certificate Programs

Did you know, California Coast University offers affordable tuition payment options to help you get the education you deserve?


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CREDIT CARDS – Search, Compare and Apply, fair credit business credit cards.#Fair #credit #business

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Top 50 Credit Card Offers

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  • Checking Account Required
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  • Get the security and convenience of a full-feature, unsecured VISA Credit Card accepted at millions of merchant and ATM locations nationwide and online
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  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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Fair credit business credit cards

  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date.
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Fair credit business credit cards

  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
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Top Credit Cards for Bad Credit

Fair credit business credit cards

  • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We’ll let you know as soon as you’re eligible for a higher credit line. A fee may apply.
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Related Offers

Fair credit business credit cards

  • Unsecured Personal Loans from $100-$35,000
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