Donating To Charity Online, Get Safe Online, charity online.#Charity #online
Donating to Charity Online
Everything you need to know about how to keep online payments safe and sound.
To ensure you are donating safely:
- Visit the charity’s own website by typing the website address into the browser yourself, rather than clicking on a hyperlink embedded in an email. Check the web address online with the relevant charity regulator or by calling the charity itself.
- Before you donate any money, check that the website you are on is secure. There should be a padlock symbol in the browser window frame, which appears when you attempt to log in or register. Be sure that the padlock is not on the page itself – this is a sign that the site could be fraudulent.. The web address should begin with ‘https://’. The ‘s’ stands for ‘secure’.
- If you receive unsolicited emails from charities you have never heard of or have no association with, do not respond and do not click on links contained in them. Report them to Action Fraud and then delete them.
- Do not respond to requests to donate through a money transfer company such as Western Union or MoneyGram, as this is a tactic commonly used in scams.
- Ensure that the charity is genuine before divulging personal details, or debit/credit card or online banking information. The Verified by Visa, MasterCard SecureCode and American Express SafeKey schemes all offer additional safeguards for debit/credit card payments.
- You could consider supporting individual fundraisers by donating through websites such as JustGiving, Virgin Money Giving and MyDonate.
- When supporting disaster relief abroad, you could consider donating via the Disasters Emergency Committee website.
- If you are still in any doubt, a legitimate charity will happily advise you on other ways to give on their website or via a phone call.
- If you think you may have given your account details to an impostor or bogus charity, contact your bank immediately.
To check the authenticity of a registered charity, visit the online register of your national charity regulator:
Charity Commission for England and Wales
In England and Wales, most charities with an annual income of £5,000 or more must be registered with the Commission. The Commission maintains an online register. https://www.charity-commission.gov.uk
Office of the Scottish Charity Regulator
In Scotland, all charities must be registered and an online register of charities is maintained by the Office of the Scottish Charity Regulator (OSCR). http://www.oscr.org.uk
Charity Commission for Northern Ireland
In Northern Ireland, charities are not yet registered, but the Charity Commission for Northern Ireland does maintain an online list of organisations deemed to be charities because they are registered with HMRC for tax purposes. This list is not exhaustive. Registration is due to commence in 2013. http://www.charitycommissionni.org.uk
You may also wish to check whether a charity belongs to the self regulator for fundraising in the UK, the Fundraising Standards Board (FRSB) http://www.frsb.org.uk/give-with-confidence/
If you think you have been a victim of fraud:
Report it to Action Fraud, the UK’s national fraud reporting centre by calling 0300 123 20 40 or by visitng www.actionfraud.police.uk
IF YOU OPERATE OR ARE THE TRUSTEE OF A CHARITY
If you are responsible for fundraising, donations or finance for a charity, you may already be familiar with the risks and precautions that we have set out above for people wishing to make donations.
If you would like to learn more about how to reduce the risks to your charity, we are pleased to provide some advice for trustees and what to do if your charity becomes a victim of online fraud. Please click here for the guidance.
This page has been compiled with the kind assistance of the Charity Commission